Finance Options
We believe no one should miss out on having the machine they want, that's why we offer several ways to pay, so you can enjoy your machine now and spread the cost.
Quick Links
We partner with trusted names in finance
Choose method in Checkout
Offered through Paypal
Choose method in Checkout
Watch Our Helpful Finance Video
Here we give an overview of the different types of finance we offer at The Sewing Studio, for full details of all the finance options, scroll down.
Buy now, pay later
Novuna Finance Buy Now Pay Later
Spread the cost of your purchase over 48 months with the first payment deferred for 6, 9, or 12 months. Then either pay in full to avoid interest (£29.00 fee applicable) or repay using the flexible payment option. A minimum 10% deposit is required.
- Spend a minimum of £223 or above
- Place a minimum of 10% deposit
- Minimum finance amount after deposit of £200.70 or above
Choose Novuna Personal Finance in the checkout.
Klarna pay in 30 days
Order your machine today and pay up to 30 days later with no interest and no fees, when you pay on time.
Choose Klarna in the checkout.
Spread the cost
Novuna Finance Interest free
Make regular fixed monthly payments interest-free for up to 36 months. The minimum deposit amount and terms vary depending on the model of machine and you will be shown these options on the product page and in the checkout.
Choose Novuna Personal Finance in the checkout.
- View Representative Example: £1000 over 6 months (10% Deposit)
- View Representative Example: £1000 over 10 months (10% Deposit)
- View Representative Example: £1000 over 12 months (10% Deposit)
- View Representative Example: £2000 over 18 months (10% Deposit)
- View Representative Example: £3500 over 24 months (10% Deposit)
- View Representative Example: £3500 over 36 months (50% Deposit)
Klarna Pay in 3
Split your purchase into 3 interest-free payments. Choose Klarna at checkout.
PayPal Credit
Spread the cost with PayPal Credit. Choose PayPal at checkout and select PayPal Credit.
Maximum flexibility
Novuna Finance Buy Now Pay Later
Spread the cost of your purchase over 48 months with the first payment deferred for 6, 9, or 12 months. Then either pay in full to avoid interest (£29.00 fee applicable) or repay using the flexible payment option. A minimum 10% deposit is required.
Representative Example
- Cash Price
- Deposit
- Loan Amount
- APR representative
- Interest rate
- Early settlement fee
- Total Amount Payable
Klarna Finance Eligibility
You can only be considered for finance if you:
- Be a UK resident
- Be at least 18
- Have a valid bank card/bank account
- Have a positive credit history
- Be able to receive verification codes via text
Klarna Finance FAQ's
Paypal Finance Eligibility
You can only be considered for finance if you:
- Are a UK resident aged 18 years or older
- Have a good credit history
- Have not recently been declared bankrupt
- Are employed, and have an income greater than £7,500 per year
Paypal Finance FAQ's
Novuna Finance Eligibility
You can only be considered for finance if you:
- Are 18 years old
- In paid employment or have a regular income (minimum 16 hours per week or £5,000 per annum)
- Are a permanent UK resident and have lived in the UK for at least 3 years
- Have a UK bank account capable of accepting Direct Debits
- Have a good credit history with no late payments, CCJs, IVAs or bankruptcies
- Provide an email address so your documentation can be emailed to you
Novuna Finance FAQ's
How do I choose to pay by finance?
Just select the finance option on the checkout page or let the sales consultant know if you're buying in our showroom / store.
Who is eligible to apply for online finance?
To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.
When do my repayments start?
Your repayments will start approximately one month after the agreement is signed.
Are there any arrangement fees or hidden extras for credit?
No, there are no arrangement fees or hidden extras.
Once my application is approved, what happens next?
Once approved, we will process your order and arrange delivery. You will receive confirmation of your finance agreement by email.
Will you credit score me and if so, what does this mean?
Yes, a credit check will be performed as part of the application process. This helps the lender assess your ability to repay the loan. A soft search may be performed initially which won't affect your credit score, followed by a full search if you proceed with the application.
What type of information do credit reference agencies hold about me?
Credit reference agencies hold information about your credit history, including any credit accounts you have, payment history, electoral roll information, and any County Court Judgments (CCJs) or bankruptcies.
How do I obtain a copy of this information?
You can request a copy of your credit report from any of the main credit reference agencies: Experian, Equifax, or TransUnion. You are entitled to a statutory credit report for a small fee, or you can sign up for their services to access your report online.
If my application is not successful, can I re-apply?
If your application is declined, you may be able to re-apply after a period of time. We recommend waiting at least 30 days before re-applying and checking your credit report for any errors that may have affected your application.
Can I request delivery to an address other than my home?
For security reasons, finance orders must be delivered to your registered home address. This is a requirement of the finance provider to help prevent fraud.
Complaints Policy
If you have a complaint about our finance service, please contact us in the first instance. We will acknowledge your complaint within 5 working days and aim to resolve it within 8 weeks.
Escalating the complaint
If you are not satisfied with our response, you can escalate your complaint to the Financial Ombudsman Service within 6 months of our final response. Visit financial-ombudsman.org.uk for more information.
We're here to help
If you have any more questions, why not give us a call. Opening times are 9:30am - 5pm Monday to Saturday
Give us a call
Our team is ready to guide you through any questions and help you order with confidence.
01209 216 942
Chat with us now
Chat live with a sewing specialist and get clear answers in real time.
Start live chat
